http://www.albertawallandceiling.ca/mold-affect-property-values/

Most homeowner's insurance plans cover mold, fungus, and bacteria-related claims that are a direct result of other problems within the building such as a burst pipe. However, if mold accumulation is due to preventable problems, such as a simple lack of home maintenance or care over time, many homeowner's insurance plans will reject the mold-related claim and refuse to cover it. http://www.albertawallandceiling.ca/mold-affect-property-values/